Debt Consolidation, Help and Relief

Are You Cancelling Christmas?

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  • Posted 12/21/11. by admin

As the downturn continues to bite, many people are cutting back on their Christmas spending or cancelling Christmas altogether- and many feel less than optimistic about the coming year too: A recent study by insolvency experts R3 found that of 2,005 British adults surveyed a third believed their financial situation would get worse over the [...]

Survey: 1 In 8 Americans Consider Bankruptcy

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  • Posted 05/26/11. by alison

A new survey found that one in eight Americans have either filed for bankruptcy or considered it. The survey was completed by FindLaw.com. According to the survey, people between the ages of 35 and 54 are 50 percent more likely to consider bankruptcy as an option than people who are either 18-34 or older than [...]

Americans Keeping Costs Low On Summer Travel

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  • Posted 05/19/11. by alison

Despite dank economic news and gas prices that make just about everyone cringe, Americans are taking steps to plan their summer vacations according to a new survey. Ally Bank says roughly one out of four people say they’re going to spend the most money on summer travel. “With so many Americans hitting the road [...]

Report Sees Signs Of Improvement For American Consumers

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  • Posted 05/10/11. by alison

By some accounts, things may be looking up slightly for US consumers. A new report from the Federal Reserve Bank of New York shows some signs of improvement. The organization studies consumer debt levels, delinquency rates, foreclosures and bankruptcies. When studying those things, they saw some signs of recovery for Americans. “We are beginning to [...]

Tuesday’s Twitterer To Follow: @360Finances

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  • Posted 03/22/11. by alison

Wondering who to follow in the big wide world of Twitter? There are plenty of great Twitterers out there tweeting about [...]

Sixteen Percent Of Americans Carry Expensive Debt

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  • Posted 03/15/11. by alison

A new study found that those with credit card, payday loan or other high-cost consumer debt are more likely to have trouble saving. The study also found that about 16% of Americans have expensive payday, car title or pawnshop loans. The survey, conducted by America Saves and Experian, found that consumers with higher debt are [...]

Are Refund Anticipation Loans Headed For Extinction?

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  • Posted 10/22/10. by alison

Back in the day, Americans strapped for cash around the holidays could take out a Refund Anticipation Loan. That meant that they could spend the money they expected to get back from Uncle Sam long before tax season even arrived. But a new battle brewing between H&R Block and HSBC Bank [...]

Use Cash For A More Nutritious Grocery Store Visit

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  • Posted 10/21/10. by alison

Trying to eat healthier? You may want to try paying with cash instead of plastic. At least that’s what a new study published in the Journal of Consumer Research says. Why would this be? Overall, researchers say it’s harder to part with cold hard cash. That means we’re more conscious of what we buy when [...]

Man Convicted Of Killing Over $500 Debt

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  • Posted 10/14/10. by alison

A jury convicted a 27-year-old Philadelphia man this week for allegedly killing a man over a $500 debt. The 2007 shooting lead to the death of 25-year-old Derrick Ralston. According to the Pottstown Mercury, Ralston was the father of three. Williams was sentenced to life in prison.
According to reports, the shooting happened at 1 a.m. [...]

Social Media Sites Helping Debt Collectors

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  • Posted 10/12/10. by alison

There’s a new reason to keep your private life private. More than just your family and friends could be tracking your moves on social networking sites like Twitter, Facebook and Foursquare. According to a report by FOX Business, some debt collectors are checking social media sites to get information for collecting money.
The report says one [...]