A Debt Free College

Student loans are seen by many as just “one of those things” which constantly deter lower income students from attending the college of their choice or from attending college at all.

Relief may be on the way as many colleges are recognizing the need for change and are taking appropriate steps to implement it. Many colleges are doing away with student loans and replacing them with grants and scholarships directed at low income families. What is even more surprising are the colleges making this significant change. [Read more]

Striving To Live Debt-Free - It Can Be Done!

Can you do it? Can you imagine what it could be like to be debt free? Most have, at one time or another, seriously considered what they could do to get out from under their debt. It is not always the people who are facing serious financial troubles because of debt that consider such possibilities. After all, no one really wants debt. It is just that modern life necessitates some forms of debts, whether it is a car loan, student loans, or a mortgage. If the prospect of debt-free life is something that appeals to you then maybe you are ready to think this issue through and come up with a viable solution. [Read more]

How Do You Categorize Debt

For most intents and purposes, there are three essential categories of debt that are recognized by lenders, creditors, and consumers in the United States. Beneath these three categories are all of the other types of debt. At this point, matters become more confusing as debt takes a variety of shapes based upon the individual. For the purposes of this article, it will be enough of an introduction to identify the three basic debt categories and explain them in some detail. [Read more]

Planning To Get Out of Debt?

So you’ve decided that you want to get completely and totally out of debt? This is probably one of the smartest and most important decisions you will ever make. One of the first places to start is with your credit cards. How often do you simply pay the minimum payment due and never give that bill another thought until the next month? You think you’re doing well – after all, you paid the bill, right? [Read more]

Living a Debt Free Life

It’s not much fun living your life floating about in a pseudo life raft, adrift on a virtual sea of debt. So many people have resigned themselves to the fact that this is just how their life is going to be. They don’t question it, and they don’t try to do anything about it. They simply accept their fate and carry on as best they can. [Read more]