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Foreclosure Rates Still Increasing

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Foreclosures jumped by four percent in July. There were an additional 325,229 filings added to the already massive pool of properties in foreclosure. The July numbers marked a ten percent increase compared to July of 2009, according to TheHill.com. It also marked the 17th straight month that foreclosure filings topped 300,000. “Declines in new default notices, which were down on a year-over-year basis for the sixth straight month in July, have been offset by near-record levels of bank repossessions, which increased on a year-over-year basis for the eighth straight month,” James J. Saccacio, chief executive officer of RealtyTrac, said in a statement, according to TheHill.com.

Nearly 100,000 property owners received default notices in July, which was a 28 percent drop compared to July of 2009, according to recent numbers. Default notices reached their peak in April of 2009 when 142,064 were sent out. Another positive statistic shows that foreclosure auctions were down 14 percent from the peak, which hit in March of this year when 158,105 properties were auctioned off.

RealtyTrac says July’s bank repossession totals were the second highest in more than five years and just one percent below the May 2010 peak. The states being hit the hardest by foreclosures right now are Nevada, Arizona and Florida. Here are some statistics from those states:

  • Nevada has held the record for having the highest foreclosure rate for 43 months in a row.
  • In Nevada, nearly 14,000 property owners received a foreclosure filing in July which was a seven percent increase compared to the month before, but a 30 percent drop from July 2009.
  • California, Florida, Michigan, Illinois and Arizona account for more than half of the nation’s foreclosures.
  • All of those states except Arizona will get a share of $3 billion in Federal dollars helping unemployed homeowners avoid foreclosure.
  • California will receive $476 million in Federal foreclosure help which is the largest share.
  • Florida will receive $239 million to help with foreclosures, Illinois is expected to receive $166 million, Michigan will get $129 million and Nevada is supposed to receive $34 million through the assistance program.
Tags: bank repossession totals, foreclosure, Real estate, homes, Mortgage, Subprime mortgage crisis

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