The Long Hard Journey Out Of Debt

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Getting out of debt isn’t something likely to happen in a day or two. This can be frustrating for many people to recognize, and that can lead to their abandoning the goal of getting out of debt altogether and just resigning themselves to a miserable financial fate.

Tags: debt help, debt consolidation, [...]

What To Do After You Pay Off Your Debt

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You always hear about the ways to get out of debt, but you almost never hear about what to do after your debt is gone. If you have created a logical plan to follow and have been adhering to it then at some point you will be free of your debt. So what [...]

A Better Strategy To Get Out Of Debt

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You hear a million and one strategies to get out of debt, but they all tend to be pretty much the same. Basically, start paying it off. This is a sensible albeit limited way to think about paying off your debt. It will probably take quite a while to end up paying [...]

Serious Mortgage Debt

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Across the country, the number of homeowners whose mortgages exceed the current value of their homes reached record heights.  At the end of June, more than a third of all the mortgaged houses in the U.S. held this status – called “underwater” by those in the mortgaging business.  This figure is also perhaps the highest [...]

What Not To Do In Financially Tough Times

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There are many steps that people take during tough times to make it through. Everyone does them, but some of them end up doing more harm to you than good.

Tags: finance tips, debt tips

Common Credit Mistakes

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Your credit score can be affected by almost every action you take financially. You may be doing things that are adversely affecting your credit score and not even know it.

Tags: credit reports, credit scores, credit mistakes, credit history

Consumer Debt Is Continuing To Shrink

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Despite the fact that a July employment report indicated that the recession was grinding to a halt, additional information suggested that the national economy still had some tough times ahead due in large part to restrictions on consume credit growth.

Tags: consumer debt, personal debt

A New Perspective On Credit Card Debt

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Credit card debt has long been a hallmark of the average American. Everyone walks around with credit card debt even as they pull out their trusted cards to charge every meal, latte, and new pair of pants. Credit card debt often seems like a fact of life, but it does not have to [...]

Consumer Debt In American Midwest Lowest In Nation

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A new report finds that a larger percentage of consumers in the Midwest currently carry the lowest amounts of debt of any other region in the United States.

Tags: consumer debt, personal debt, debt consolidation, midwest debt