Comments on: The Fair Credit Billing Act And You http://www.tfgi.com/200806/the-fair-credit-billing-act-and-you/ Debt Consolidation, Help and Relief Fri, 22 Jul 2011 14:31:38 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Michelle http://www.tfgi.com/200806/the-fair-credit-billing-act-and-you/comment-page-1/#comment-2313 Michelle Wed, 18 Mar 2009 01:36:48 +0000 http://www.tfgi.com/?p=81#comment-2313 I paid off a credit card in full and on time, and closed the account. I then received a phone call three months later requesting payment for a late fee. I paid the late fee because I did not have the name of the individual I paid the full amount to the first time. But this time I was given a reference number and assured my account was paid in full and closed. I have since received another call demanding payment....I gave the individual the reference number and they acknowledged there was a mistake. Guess what? I still have a balance showing on this credit card and my credit report shows that I am delinquent!! I am losing my mind!! I have gone on the website and printed out the statement that originally shows I paid the credit card in full and on time and closed the account,.....but I don't know what to do with this information! I paid off a credit card in full and on time, and closed the account. I then received a phone call three months later requesting payment for a late fee. I paid the late fee because I did not have the name of the individual I paid the full amount to the first time. But this time I was given a reference number and assured my account was paid in full and closed. I have since received another call demanding payment….I gave the individual the reference number and they acknowledged there was a mistake. Guess what? I still have a balance showing on this credit card and my credit report shows that I am delinquent!! I am losing my mind!! I have gone on the website and printed out the statement that originally shows I paid the credit card in full and on time and closed the account,…..but I don’t know what to do with this information!

]]> By: Morgan http://www.tfgi.com/200806/the-fair-credit-billing-act-and-you/comment-page-1/#comment-2092 Morgan Mon, 26 Jan 2009 13:24:16 +0000 http://www.tfgi.com/?p=81#comment-2092 Try filing a complaint with the Federal Reserve Bank at: http://www.federalreserveconsumerhelp.gov/ A complaint with the banks local BBB might also get your problem resolved quickly. www.bbb.org (search by zip code) Try filing a complaint with the Federal Reserve Bank at:

http://www.federalreserveconsumerhelp.gov/

A complaint with the banks local BBB might also get your problem resolved quickly.

http://www.bbb.org (search by zip code)

]]> By: Larry W. Bell http://www.tfgi.com/200806/the-fair-credit-billing-act-and-you/comment-page-1/#comment-620 Larry W. Bell Sat, 20 Sep 2008 22:32:46 +0000 http://www.tfgi.com/?p=81#comment-620 I had a payment adjustment on my credit card account by the credit card company. I sent them a certified letter questioning the transaction but got no response. Each statement thereafter has shown overlimit charges and other fees. What should i do, they call me daily for payment which is to high for me to make so I make the payment amount that I had before the payment adjustment. The payment adjustment is for a payment 5 months before the adjustment. I had a payment adjustment on my credit card account by the credit card company. I sent them a certified letter questioning the transaction but got no response. Each statement thereafter has shown overlimit charges and other fees. What should i do, they call me daily for payment which is to high for me to make so I make the payment amount that I had before the payment adjustment. The payment adjustment is for a payment 5 months before the adjustment.

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